I will tell you just some of what they have done to us. We have a mortgage with them that is due Feb/12. My wife went bankrupt before we were married. She holds the mortgage. When she went bankrupt the mortgage was not included, but GMAC finding out charged more....more as a penalty. Now the mortgage is coming due and they sent a letter stating the pre-authorized payments would end Oct.01. after which they would start charging $20.78 per day interest on the mortgage. Where do they get the authorization to do that? They are still withdrawing the money from the bank for the mortgage. The letter states after Oct 01/11 if the mortgage is not paid off on that day that they'd start charging the extra. Well that comes to over 2 grand, for what? What gives them the right to do this money grab?? 1287866



  Comments (1)
1. Written by Ding ding on January 28, 2012 from hackettstown, new jersey, US
GMAC Mortgage and Ally Financials are one and same. They finance in excess of 70 Billion a year. Did you see any comments from those who are paying in time without any problems.  

All those who are making negative comments are either in terrible shape with their finances, lazy or ignorant B***. Ask yourself do you deserve a house? If you can not afford a shack why to live in a mention. Go rent, and live happily. What is your advantage of owning the house? Why to pay taxes, why to pay interest on the money you never had. YOu never get any tax advantage for it. By owning a house are you not the biggest ***. Get out of this rut and let banks come out of the problems of dealing with screwed up's like yourself. 

Neither GMAC, or BOfA, or Wells Fargo or anyother bank is looking for you but their investors. If you invest you may be one of them. Think about that if your investments go sour because homeowners are not paying their mortgages in time, not paying taxes in time. 

NO YOU WOULD NOT THINK OF THAT BECAUSE YOU ARE SELFISH AND ***. JUST WALK OUT AND BE HAPPY.

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