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GMAC Complaints & Reviews

GMAC Reviews

Anonymous
GMAC Mortgage IRS Issue
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

GMAC Mortgage was helpful when I was trying to sell my home for the market value, which had dropped and was less than what I owed. They did so by a short sale, of which I have to p...

#135909
Sep 18, 2008
381

Momldoit
GMAC - Insurance Co withdrew money from my Bank Account even after proper notice of cancelation.
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

After adding our young daughter to our car insurance policy, the rate was through the roof. We decided that we could no longer afford that kind of expense, so we decided to drop ou...

#135878
Sep 18, 2008
467

Anonymous
GMAC - Unethical Loan Cancellation Policies
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

I have been paying my GMAC mortgage through direct debit from my bank account. In the first place their online interface gave me a grace period of 15 days to pay off the loan, and ...

#135735
Sep 17, 2008
883

Tdesire
GMAC Mortgage cheats customers out of their money.
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

GMAC acquired my loan from my previous mortgage company on 12/03/2007. At the time when my loan was transferred, my account was current. Payments had been made through November 200...

#134772
Sep 09, 2008
419

Cjs1963
GMAC Lack of competence cost me to have car repo'd
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

06//04 Purchased car in South Florida Moved to New York in Oct 05. 1/31/06 Sent 6th letter to GMAC asking for acknowledgement of notice of new address. No reply. They had to of rec...

#134709
Sep 09, 2008
1205

Mntndust
GMAC harrassment calls
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

I am not a customer of GMAC yet they continue to call my cell phone after I wrote to them and called them about the error, after several tries and several months they still call me...

#134426
Sep 07, 2008
1139

Anonymous
GMAC is beyond incompetent!
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

GMAC is the most incompetent loan company in America! Their insurance department does not talk to their mortgage department, who does not talk to thier taxes department, who doesn&...

#132998
Aug 27, 2008
912

Vin2743@...
GMAC NO GOOD
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

I wanted to take over a lease from gm ac.696227998,They jerked me around for two months. They said i have some late payments on my credit and my company is too new.That's funny...

#132734
Aug 25, 2008
566

Greatmom...
GMAC sucks
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

I sent in a check for 6 months in advance of car my car payment. Tell me why they put it on someone else's account? They dropped my credit score, my 3 year old has better credi...

#131526
Aug 14, 2008
1039

Anonymous
GMAC - STUDENT LOANS
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

Gmac, General malfunction of a corperation. I applied for a student loan with a good GPA and the co-signer credit was solid. I was denied and told "good luck" how nice is...

#131164
Aug 12, 2008
836

Hony
GMAC - Homecoming financial
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

Estoy enojado por que home coming financial , no quiso llegar aun acuerdo conmigo y tube que declararme en bancarrota para parar el foreclose. pero aun asi me rompieron la puerta d...

#130490
Aug 06, 2008
672

Anonymous
GMAC NO TITLE SATISFACTION
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

Purchased vehicle in June 1999 financed by GMAC, 36month loan. On 8/01/08 donated vehicle to National Kidney Foundation. Could not finalize transaction as GMAC had not sent Lien Sa...

#130486
Aug 06, 2008
1301

Anonymous
GMAC and my terrible experience
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

We made a mistake of leasing with GMAC. At the end of the lease we returned the SUV in what we thought was excellent condition. A month later we received a bill for excessive wear ...

#130306
Aug 05, 2008
403

Seaside
GMAC Mortgage Ripoff
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

It seems to me that GMAC is using unethical practices to try to scare homeowners to pay fees that go into the thousands of dollars by threatening them of foreclosure on there prope...

#130245
Aug 04, 2008
848

Anonymous
GMAC wrongly began foreclosure proceedings, trying to steal money
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

My mothers been battling gmac for a year and a half now concerning foreclosure proceedings that we cannot figure out how/why they were started. she recently sent documentation/proo...

#129790
Jul 31, 2008
1111

Jimsells
GMAC Mortgage ruined my credit
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

I have a monthly mortgage with them I have had for 3 years. My escrow went up raising my payment from $1980 a month to $2105. I did not catch it for 2 months. Clearly it was my fau...

#129541
Jul 29, 2008
707

Anonymous
GMAC - Homecomings screwed me to
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

I am a mother of 3 bought my home 4 years ago i got one payment behind an about a year later i contacted them trying to get a modification to catch that payment up an i done every ...

#129399
Jul 28, 2008
524

Leroyleon
The worse of the worse, GMAC
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

This company suck big time, lies, deceits, transfers, lies, lies, .. on whole for 20-30 min, rude, mean, .. something needs to be done, and soon, these people call you On Sunday, f...

#128908
Jul 25, 2008
684

Akabu
GMAC auto loans are the worst
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

Having trouble paying my lease on time, I called GMAC to make arrangements, as touted by all the credit agencies. What I found was very rude, sometimes unable to speak good english...

#128496
Jul 22, 2008
947

Natashal...
GMAC - Hardship
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

I unfortunatley, had a financial hardship after losing a job. I fell a month behind and when I was prepared to pay the following month; they began to do an analysis on my finances ...

#127605
Jul 15, 2008
739

Lashekas...
GMAC - Help in Re-payment plan but noticing fees on my statement!
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

Am I being duked? After coming to this page, I realize my repayments efforts may go in vain. After all my credit report continues to show that I am three months late and I see insp...

#127056
Jul 11, 2008
443

Mtyperson
GMAC Overdrafted My Checking Account
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

My name is Matthew Ty Person. I made an automatic payment through Gmac Financing’s online payment system. I schedule the payment to be taken from my bank account on July 4, 2...

#125799
Jun 30, 2008
643

GMAC SUCKS
GMAC is a Corrupt and Deceitful Organization
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

Last July, I re-leased two new Chevy's as my old leases were up. Both vehicles were prepped to be returned BY THE DEALER (KELLER CHEVEROLET, Cheektowaga, NY) and I was told the...

#125626
Jun 28, 2008
762

Lahoripi...
GMAC - Home coming financial
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

Absolutely the worst company on earth. Their business practices are the compliments of our Government which has given the financial institutions no reins. They are ruthless and car...

#125547
Jun 27, 2008
428

Exbrit49
GMAC - Failed to release Lien
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

I purchased a Chevrolet Malibu via GMAC and despite the fact the loan was paid of 8 years ago, they still have not released the lien on the title. I have called them twice a...

#125122
Jun 24, 2008
5445

Brian4523
GMAC - Auto Financing
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

I have been a customer of GMAC auto financing since 1999, leasing 3 vehicles with them. I have never been late a payment, even when my wife almost lost her life giving birth to my ...

#125070
Jun 23, 2008
1265

Sally148...
GMAC - WRONGFUL REPOSSESSION
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

I was recently beind two payments because of an injury that required surgery on my back. I received a call one day at work asking if I would like to extend my lease out for two ad...

#125011
Jun 23, 2008
2709

Scouncil
GMAC AUTO LOAN
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

I HAD TO DEFAULT ON MY GMAC AUTO LOAN DUE TO FINANCIAL DIFFICULTIES IN MY LIFE. AS A MOTHER OF THREE CHILDREN, I HAVE TO PUT THE NEEDS OF MY FAMILY FIRST. INSTEAD OF THE COMPANY TR...

#124907
Jun 22, 2008
736

Anonymous
GMAC AUTO LOAN
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

I had to default on my auto loan due to financial difficulties in my life. Instead of the company working with to try to lower my payments so that i could pay the remaining 2 years...

#124906
Jun 22, 2008
4588

Anonymous
GMAC website
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

I have one *** of a time trying to find gmacfs any where on all your lists of gmac related services. It is nearly impossible to make a payment. Couldnt you just have a site -gmacf...

#124343
Jun 17, 2008
861
Reviews 151-180 of 196

Related Information

Loans and Mortgages
Every time there is a need to borrow money person faces an option - to go to a mortgage broker or to work with a direct lender. Many people choose to work with mortgage brokers and direct lenders alike, depending on their individual situation and needs. A mortgage is a lien on a property/house that secures a loan and is paid in installments over a set period of time. The mortgage secures a person's promise that he/she will repay the borrowed money to buy a home. A person should be ready for a financial commitment that could last several decades. Mortgages come in many different shapes and sizes, each with its own advantages and disadvantages. It is vital to make sure that the right mortgage is selected, the one that is right for a person, his/her future plans, and his/her financial situation. Each borrower may choose among the following types of mortgage: fixed-rate mortgage, adjustable-rate mortgage, balloon/reset mortgage, reverse mortgage. A loan is a type of debt. A loan predetermines the redistribution of financial funds over a certain period of time, between the borrower and the lender. At first the borrower receives a certain amount of money from the lender. The borrowed sum is usually but not always paid back in regular installments, to the lender. As a rule, the service is offered at a cost, which is called an interest on the debt. Under the terms of the loan, a borrower may be subject to certain restrictions - loan covenants. Loans are offered by all the financial institutions, like banks and financial services companies.

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