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GMAC

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178 complaints

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The abbreviation GMAC stands for General Motors Acceptance Corporation. The company was founded in 1982. It is headquartered in Detroit, Michigan. GMAC specializes in the financing of new and pre owned vehicles. It provides different products and services of financial nature, such as auto loans, different financial programs, and insurance and mortgage operations. GMAC has a lot of locations in the United States and in 39 other countries all over the globe. In addition, GMAC operates Nuvell Financial Services.

GMAC has several divisions including GMAC Mortgage, GMAC Home Services, GMAC Bank and GMAC RFC. Please try to contact GMAC Customer Service directly prior to posting any complaints on this site.

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Anonymous
GMAC Toys with their Mortgage Customers

GMAC had denied me on three prior loan modification attempts. They sighted the following various reasons: 1st) Your delinquent (after they granted me a modified payment for 3 mos....

#294795
Feb 06, 2012
36

Anonymous
GMAC-ripoff of motorhome insurance claim

Parked our motorhome in a parking lot and when we returned the back passenger corner was damaged along with a deep scratch about 3 feet up on the side. GMAC refused to cover the s...

#293951
Feb 02, 2012
42

Anonymous
GMAC commits FRAUD in usury premium increases on rates

GMAC raised rates by 25 % in six months, although the FL State Legislature only allowed a 9.2% increase. I would love nothing better than a class action lawsuit against GMAC , not ...

#291157
Jan 23, 2012
79

Fumegirl
WARNING: GMAC BEYOND TERRIBLE; DO NOT EVER USE!!

GMAC is the most terrible, unprofessional, unethical company ever! DO NOT USE THEM! This is a serious warning to all of you out there wanting to refi or get a loan. Find someone...

#288148
Jan 11, 2012
140

Daryldav...
ALLY (GMAC) Canada Excess Wear Complaint!

We just purchased a new 2012 Terrain which will be our 4th GM product we have purchased over the years. We had a leased 2008 Equinox that we passed back in to purchase the Terrain....

#287627
Jan 09, 2012
142

Anonymous
GMAC - Car Pymts

This company, Ally, Nuvell, GMAC, whoever the heck they are, is the nastiest, most inefficient company I have ever dealt with. the employees, including the management staff, one i...

#280122
Dec 08, 2011
135

Odinson
GMAC ripoff

I will tell you just some of what they have done to us. We have a mortgage with them that is due Feb/12. My wife went bankrupt before we were married. She holds the mortgage. When ...

#276906
Nov 23, 2011
271

Ala
GMAC - LoanMods

I just wanted to let everyone know that gmac is a piece of *** of a company.. They treat their customers like ***.... oh and when they tell you that you can be current and be appro...

#276823
Nov 23, 2011
214

Anonymous
GMAC - My father paid off his house, and has yet to recieve his deed!!

I am Christina Winberry, my fathers, William R. Sparkman, power of attorney. He paid his mortgage in full over $18,000, and has yet to receive his deed from GMAC! It has been almos...

#276676
Nov 22, 2011
214

Diveinto...
GMAC Mortgage

My VA Home Loan has recently been sold to GMAC mortgage, and it just so happens that back in August we had a huge hail storm in N. Missouri in which I received a $20,000 payout to ...

#273843
Nov 09, 2011
176

Djanecke
GMAC ripped me off...

I called GMAC in regards to Loan Modification, I was forward to Triton Law Group from a GMAC associate. After paying this company 3995.00 for the Modification to find out later the...

#272777
Nov 04, 2011
229

Anonymous
GMAC Mortgage has my Insurance check and will not advance funds

I had some damage to my garage from Hurricaine Irene. It took State Farm almost 2 months to get the estimate right and present me with a check. Check was made out to me and good ...

#271255
Oct 28, 2011
267

Drbjrx
GMAC - Ally is a Lie

I had a 2004 Gmc Denali financed through GMAC which later saold it auto loans to ALLY. Due to my wife having lost her job, I was still able to make my payments every month. Some ...

#268935
Oct 18, 2011
266

Denise_W...
GMAC

I work for an insurance restoration company and many of our customers have mortgage companies that are included on our check for payment once we have completed the work. GMAC is th...

#268903
Oct 18, 2011
186

Aja
GMAC forced my investment property into Foreclosure

Be very careful if you have a GMAC loan on an investment property. They told me I had to be 60 days late to be considered for a loan mod. I let it go 60 days so that I could get t...

#268466
Oct 16, 2011
257

Anonymous
GMAC - Auto loan financing

Since gmac gave all there accounts to ally financing it has been a nightmare from didn't receive payments to a hardship my wife and i had financially i understand that if your ...

#267883
Oct 13, 2011
156

Aquabrat
GMAC - Harassment

I do not have an account with these people yet they continuously harass me looking for someone else. All they tell me is that they cannot help me because, guess what, I don't h...

#265165
Sep 30, 2011
233

10061956
GMAC - 2011 Buick Regal

We purchased a 2011 Buick Regal CXL their has been a on going problem with fm raido reception fade in and out *** my wife off.I've taken it back a number of times the antenna was c...

#261107
Sep 10, 2011
338

B.winfield
I purchased two auto from GMAC and on my last auto I purchased the customer rep was very rude

The Gmac customer rep was out of dallas texas she destoryed the cashiers check that was sent to Gmac fo 1200.00 and she called and harresed me that if I did not go to the western u...

#255201
Aug 13, 2011
222

LARRY YA...
GMAC - Loan mod.

To the CEO OF Gmac mortgage in Dallas Texas. my wife has been tryn to save a Homeclosure and have been trying to talk to somebody in DALLAS. THOSE people will not work with you at ...

#253790
Aug 06, 2011
617

Rozalynne
GMAC - Default

I admit to defaulting on my loan; I contacted the company handling my account and was told if I accepted their pay off right at that time the loan would be wiped cleaned. I did no...

#253064
Aug 03, 2011
131

Anonymous
GMAC insurance

I am looking for some help here from chrysler finacial. We have purchased a dodge avenger from chrysler. Upon purchase we got the insurance from GMAC so the fact of the matter the ...

#252550
Aug 01, 2011
205

Anonymous
GMAC mortgage, despite 7 years of a perfect payment record has started calling me 4-5 times a day!

I have a mortgage, i good standing w GMAC and for last several months they have started calling me at all hours up to 6 times a day if payment not received by 3rd. The loan payment...

#247389
Jul 06, 2011
493

Tinish
GMAC - Smart lease

Please send all complaints about lease, collection and no responses to federal trade commission, more complaints they will take action. I have spoken to gmac they stated I owed mon...

#243489
Jun 15, 2011
294

Anonymous
GMAC - Take it to the next level

If you are not satisfied with the level of customer service afforded to you, escalate your issue to the Executive level, this is where you will see results. My husband and I were ...

#240067
May 27, 2011
472

Am3196
GMAC Escrow Madness

GMAC is out of control they continue to raise the amount of escrow due each year. My mortgage has gone up by $300 monthly and I can't seem to get out of the escrow account. T...

#229980
Mar 31, 2011
733

Anonymous
I paid the lease off at dealer and GMAC Financing reported nonpayment

I paid the last lease payment to the dealer when purchasing the car off of lease. A few months later I received a statement saying I owed them $139.00.They actually owe me $6...

#225460
Mar 07, 2011
539

Armt99
GMAC - Errouneous tax charge on vehicle lease

Boy am I pissed. I leased a 2010 Chevy Traverse from a dealership in new port news, VA. The state of Virgina charges a semi annual road user tax on all vehicles, which is then char...

#223839
Feb 26, 2011
452

Ellen8640
Wrongful Repossession by GMAC/Ally

My son financed a car through GMAC/Ally about 7 months ago and I co-signed for him. On December 12, 2010 a drunk driver hit him and totaled the vehicle. The car was towed t...

#222545
Feb 19, 2011
1762

Beverly
GMAC - They make you feel degrading,they have power and don'tabout you.

All i want is to fix our mistakes and your custmore service people don't care all it is is a job well here you have custmores who care and want to get help all they do is say to ba...

#221537
Feb 14, 2011
515
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Related Information

Loans and Mortgages
Every time there is a need to borrow money person faces an option - to go to a mortgage broker or to work with a direct lender. Many people choose to work with mortgage brokers and direct lenders alike, depending on their individual situation and needs. A mortgage is a lien on a property/house that secures a loan and is paid in installments over a set period of time. The mortgage secures a person's promise that he/she will repay the borrowed money to buy a home. A person should be ready for a financial commitment that could last several decades. Mortgages come in many different shapes and sizes, each with its own advantages and disadvantages. It is vital to make sure that the right mortgage is selected, the one that is right for a person, his/her future plans, and his/her financial situation. Each borrower may choose among the following types of mortgage: fixed-rate mortgage, adjustable-rate mortgage, balloon/reset mortgage, reverse mortgage. A loan is a type of debt. A loan predetermines the redistribution of financial funds over a certain period of time, between the borrower and the lender. At first the borrower receives a certain amount of money from the lender. The borrowed sum is usually but not always paid back in regular installments, to the lender. As a rule, the service is offered at a cost, which is called an interest on the debt. Under the terms of the loan, a borrower may be subject to certain restrictions - loan covenants. Loans are offered by all the financial institutions, like banks and financial services companies.

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