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The abbreviation GMAC stands for General Motors Acceptance Corporation. The company was founded in 1982. It is headquartered in Detroit, Michigan. GMAC specializes in the financing of new and pre owned vehicles. It provides different products and services of financial nature, such as auto loans, different financial programs, and insurance and mortgage operations. GMAC has a lot of locations in the United States and in 39 other countries all over the globe. In addition, GMAC operates Nuvell Financial Services.

GMAC has several divisions including GMAC Mortgage, GMAC Home Services, GMAC Bank and GMAC RFC.
Please try to contact GMAC Customer Service directly prior to posting any complaints on this site.

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Pegster06
GMAC - Title issue
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

In 2007 I paid off my Saturn Ion. To get the correct payout amount, I called GMAC and got the automated service, which gave me the option of payout amount. I had a check issued i...

#318478
May 14, 2012
23

Advocate...
What GMAC doesnt want you to know
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

GMAC / ALLY/ZC STERLING/BALBOA SUBSERVICING YOUR LOAN ,and you dont know it, their dirty little secret KEY WEST , Florida*UPDATE by author: transcript of phone messageP...

#317839
May 11, 2012
56

Inneed08
GMAC Constrcution Loan disaster
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

In 2008 I closed on a constrcution loan with GMAC to have a home bulit in PA - Paid all my permit fees and upgrades to my home along with my down payment and closing cost. I moved ...

#317210
May 08, 2012
30

Ramitche
GMAC Mortgage
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

The same thing is happening to me. GMAC is not posting my payments correctly. I was paying more toward my principal to try and pay down my mortgage and instead of putting the ex...

#316787
May 05, 2012
69

Dallas40
If You were taken advantage by GMAC then don't let them get away with it.
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

If you feel you were taken advantage by GMAC then don't let them get away with it. The only real way to get any kind of justice or compensation for you and your family is to su...

#316712
May 05, 2012
59

Kat313
GMAC Puts monthly payments on Principal; leaves payments
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

Two months in a row GMAC Mortgage has applied my monthly mortgage payment, paid in full and on time, toward the Principal rather than to the monthly payment due. I have been paying...

#315346
Apr 28, 2012
80

56chevygal
Harassment by GMAC
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

We have 4 rental properties financed through GMAC. Each month they start calling on the 2nd if they have not been paid. Payments are not late until the 16th and we always pay by ...

#311442
Apr 11, 2012
176

Ccesarone
GMAC Beware of doing Loans with them!!
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

I GMAC a month ago since they have been the one servicing my loan. I found out that it was sold to Fannie Mae and I could do a HARP refinance with little cost. They informed me tha...

#311219
Apr 10, 2012
248

Bethajai
GMAC - Watch out for the payoff amount quotes
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

I have been super frustrated with GMAC. Customer service is the worst and I don't believe they were trained properly on what their job should actually be... providing value to thei...

#310289
Apr 05, 2012
185

Anonymous
*** GMAC in asheboro nc
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

David kigger is a son of a *** . I have been with gmac for six years and last week I had my first acciedent. Well it was raining hard and I was backing out of a drive way and backe...

#310098
Apr 05, 2012
178

Anonymous
GMAC - Time is up Leave me along
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

I contracted with a finance company by the name of Americredit back in 1999 for a 1997 auto, 2004 i finshed paying the loan off. Americredit from what i was told as went belly up, ...

#309357
Apr 02, 2012
175

SeniorCi...
GMAC train inept employees, won't admit or correct their mistakes
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

Switched to GMAC at advice of independent agent in Arizona, but I live most of the year in Nevada so had to call GMAC on phone for Nev. agent. Told this 'agent' on the phone I wan...

#307731
Mar 26, 2012
201

Anonymous
GMAC Subordination department
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

GMAC subordination department and lien release. Customers have to fax in a request. Can never talk to someone directly. They are costing customers that have been loyal to them for ...

#306442
Mar 21, 2012
387

Anonymous
GMAC - Screwed up my escrow account
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

GMAC sent me an escrow analysis stating that my account was $967 short. First of all they had the wrong property tax amount, secondly they are not crediting me for the January escr...

#305902
Mar 19, 2012
276

Anonymous
GMAC - MANIPULATING MY MORTGAGE PAYMENT
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

EACH MONTH I MAKE ADDITIONAL PRINCIPAL PAYMENT WITH MY MORTGAGE PAYMENT STATEMENT. INSTEAD OF REDUCING MY PRINCIPAL BALANCE, THEY INSTEAD USE THE EXTRA PRINCIPAL MONEY TO CREDIT A ...

#303817
Mar 10, 2012
357

Anonymous
GMAC - Foreclosure,late,
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

Back in 2006 gmac sold my account to nationstar, my account was messed up for 4 months and looks like a foreclosure in the meantime i was paying by phone and monies was there but n...

#302636
Mar 06, 2012
264

Diegor
GMAC - We cannot get our money back on an overpayment
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

We refinanced our house last year and the taxes were paid by two companies at the same time and GMAC Mortgage been one of them. We have written proof they received a refund from ...

#301854
Mar 03, 2012
256

Grawgamer@
Remortgage with GMAC horror
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

Started a remortgage on august 8 2011 with gmac for the amount of 317000. Obama refin special,. Sent all my tax info and pay stubs and anything they needed . By fax or emailS...

#296290
Feb 11, 2012
413

Anonymous
GMAC Toys with their Mortgage Customers
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

GMAC had denied me on three prior loan modification attempts. They sighted the following various reasons: 1st) Your delinquent (after they granted me a modified payment for 3 mos....

#294795
Feb 06, 2012
390

Anonymous
GMAC -ripoff of motorhome insurance claim
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

Parked our motorhome in a parking lot and when we returned the back passenger corner was damaged along with a deep scratch about 3 feet up on the side. GMAC refused to cover the s...

#293951
Feb 02, 2012
354

Anonymous
GMAC commits FRAUD in usury premium increases on rates
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

GMAC raised rates by 25 % in six months, although the FL State Legislature only allowed a 9.2% increase. I would love nothing better than a class action lawsuit against GMAC , not ...

#291157
Jan 23, 2012
396

Fumegirl
WARNING: GMAC BEYOND TERRIBLE; DO NOT EVER USE!!
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

GMAC is the most terrible, unprofessional, unethical company ever! DO NOT USE THEM! This is a serious warning to all of you out there wanting to refi or get a loan. Find someone...

#288148
Jan 11, 2012
478

Daryldav...
ALLY (GMAC ) Canada Excess Wear Complaint!
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

We just purchased a new 2012 Terrain which will be our 4th GM product we have purchased over the years. We had a leased 2008 Equinox that we passed back in to purchase the Terrain....

#287627
Jan 09, 2012
462

Anonymous
GMAC - Car Pymts
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

This company, Ally, Nuvell, GMAC, whoever the heck they are, is the nastiest, most inefficient company I have ever dealt with. the employees, including the management staff, one i...

#280122
Dec 08, 2011
427

Odinson
GMAC ripoff
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

I will tell you just some of what they have done to us. We have a mortgage with them that is due Feb/12. My wife went bankrupt before we were married. She holds the mortgage. When ...

#276906
Nov 23, 2011
517

Ala
GMAC - LoanMods
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

I just wanted to let everyone know that gmac is a piece of *** of a company.. They treat their customers like ***.... oh and when they tell you that you can be current and be appro...

#276823
Nov 23, 2011
452

Anonymous
GMAC - My father paid off his house, and has yet to recieve his deed!!
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

I am Christina Winberry, my fathers, William R. Sparkman, power of attorney. He paid his mortgage in full over $18,000, and has yet to receive his deed from GMAC! It has been almos...

#276676
Nov 22, 2011
531

Diveinto...
GMAC Mortgage
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

My VA Home Loan has recently been sold to GMAC mortgage, and it just so happens that back in August we had a huge hail storm in N. Missouri in which I received a $20,000 payout to ...

#273843
Nov 09, 2011
670

Djanecke
GMAC ripped me off...
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

I called GMAC in regards to Loan Modification, I was forward to Triton Law Group from a GMAC associate. After paying this company 3995.00 for the Modification to find out later the...

#272777
Nov 04, 2011
528

Anonymous
GMAC Mortgage has my Insurance check and will not advance funds
5.0 P. O. Box 380901 BloomingtonMN55438 1-800-200-4622 Auto,1-800-462-2123 Insurance http://www.gmacfs.com/us/en/contact/index.html

I had some damage to my garage from Hurricaine Irene. It took State Farm almost 2 months to get the estimate right and present me with a check. Check was made out to me and good ...

#271255
Oct 28, 2011
630
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Related Information

Loans and Mortgages
Every time there is a need to borrow money person faces an option - to go to a mortgage broker or to work with a direct lender. Many people choose to work with mortgage brokers and direct lenders alike, depending on their individual situation and needs. A mortgage is a lien on a property/house that secures a loan and is paid in installments over a set period of time. The mortgage secures a person's promise that he/she will repay the borrowed money to buy a home. A person should be ready for a financial commitment that could last several decades. Mortgages come in many different shapes and sizes, each with its own advantages and disadvantages. It is vital to make sure that the right mortgage is selected, the one that is right for a person, his/her future plans, and his/her financial situation. Each borrower may choose among the following types of mortgage: fixed-rate mortgage, adjustable-rate mortgage, balloon/reset mortgage, reverse mortgage. A loan is a type of debt. A loan predetermines the redistribution of financial funds over a certain period of time, between the borrower and the lender. At first the borrower receives a certain amount of money from the lender. The borrowed sum is usually but not always paid back in regular installments, to the lender. As a rule, the service is offered at a cost, which is called an interest on the debt. Under the terms of the loan, a borrower may be subject to certain restrictions - loan covenants. Loans are offered by all the financial institutions, like banks and financial services companies.

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